I just called Safeco on Friday to ask about adding a MC. For full coverage (similar to what I have on my cars) would be $606/year for the Ninja 250, and the Suzuki S40 (the one my wife is looking at — 650cc) would be $650/year — so basically $50 a month). The guy on the phone said that the rate wouldn’t change much at all until you cross the liter mark, then it goes up significantly. If you have less coverage, then the rates would be lower, of course.
Mickey wrote (regarding a road bicycle vs a street motorcycle): “…unless you are used to riding your racing bike fully tucked and going over 50mph there is no compareason. if you want to get the feeling of a 600cc street bike find the talllest mountian you can and go down the mountian using no brakes! if you like that feeling you may be ready for a 600cc streetbike!”
Total newbie here, and I’ve never even thrown a leg over a motorcycle… But I HAVE raced road bicycles (bike races and triathlon), and I’ve done the 50 mph tuck in a crowd, and it is a rush… So maybe I’m gonna be okay. But I think I’ll stick with something smaller, like a Blast or a Ninja 250…
I’d guess that it might be 200-300 miles in a day (say Seattle to Omak? or Spokane). I know, these are both completely different rides, but if I think of I-90 for 4-5 hours in a single day… That might be the limit. But that would be maybe a once-a-year kind of thing.
I’ll check that other site as well. Thanks again!