Question from the NEWB
July 15, 2009 at 3:38 am #3150badboi4life0830Participant
So basically i received my permit and I registered for the riders course. after that i know ill get the form to give the dmv to get the liscence…. i already have a $2000 budget for a used starter bike and sort of researched some helmets n glove (although id like some opinion for those too)….now the only process i need help in is actually registering the motorcycle and receiving insurance…..can anyone help me in those two processes…in finding cheap insurance too….if im missing anything else then please bring it up… thanksJuly 15, 2009 at 6:04 am #20631SafetyFirstParticipant
1) You and the seller sign the title.
2) Take it to the county clerks office (in Ohio) to get it retitled. Empty out pocket.
3) Take the new title to the BMV (in Ohio) to get it licenses. Empty out pocket again.
4) Order insurance. Progressive Insurance is absolutely awesome for my bike. I pay a year for what I pay on my car every 6 months, except the bike is better insured. LOL
5) Buy a GOOD helmet. Make sure it fits right. Have someone help you at the bike shop who knows what they are doing. Not some high school kid who works there when he gets off school.
6) Ride into a parking lot for the first few days.
7) EnjoyJuly 15, 2009 at 6:39 pm #20639SafetyFirstParticipant
More stuff I forgot to mention…
Make sure you title and get your bike plated ASAP. I took two business days to do so, and one of my neighbors in my apartment complex who elected themselves as “neighborhood watch” actually called the police thinking my bike was stolen because it didn’t have a plate. The funny thing is, at the time they came, it was titled in my name, just not plated because of the BMV’s hours conflicting with my sleep schedule. I still have the yellow crayon the cop rubbed over the VIN stamped under my handlebar.
Full face helmet or get out. Don’t get a cheap one, but don’t spend more than you can afford. You don’t need an Arai or a Shoei for your first helmet. But, if you have the money to burn, go for it. Scorpion are good (EXO-400 or EXO-700, I have both of), HJC, Not sure about Vega, and I would completely avoid Bell. Icon makes some pretty neat helmet designs, but I’m not sure how they rank in quality. Make sure it fits tight! Not loose! It should be tight. It will break in and feel great after a while. If it feels more like pain than pressure, go to the next size up. If a certain brand doesn’t seem to fit your head, keep trying until you find one that does. In other words, your first helmet fitting should be done in person, not bought online.
I know above I said to ride around in a parking lot. I wouldn’t recommend that until after you took your BRC class. Hide your keys somewhere where you won’t find them and sit on your hands until you’ve taken BRC.July 15, 2009 at 8:17 pm #20648roborabbitParticipant
I went with Rider insurance because it was the best coverage for the $. I’m 23 and male so pretty much every other company tried to rip me off. Progressive wanted to charge more for minimal coverage with a higher deductable and no perks. Geico must be on crack. And Foremost was about average. For a ’09 KLR650 Rider insured me for 100-300-50 (100 per person, 300 per accident, 50 property same for Uninsured/Underinsured) with comprehensive theft, collision, and fire for only 550$/ year (progressive wanted to insure me with 15/30/5 for 750$/year). I also get free roadside assistance :o~(towing up to 35 mi, jump start, fuilds gas/oil/etc) which is a major plus since pushing your bike down a highway shoulder is extremely dangerous and severly detracts from the cool factor of haivng a motorcycle. So if you live in NJ, Penn, or Ohio check Rider out.July 15, 2009 at 9:08 pm #20650zeppelinfromledParticipant
I bought my bike from a dealer, and the process was a little different (Massachusetts here) than above. Once I had bought the bike, they gave me some paperwork and the certificate of origin (or title for a used bike). I then purchased my insurance policy (I needed the VIN to do this). I had to get someone at the insurance company to put a stamp on my paperwork to prove that I actually had insurance. I then went to the RMV (r=registry) and got the title, registration, and plates (and emptied out my pockets…that part is the same everywhere). I brought the registration and license plate back to the dealership, put the plate on the bike, showed them that I had registered it (and therefore had insurance on it), and then it was mine (I actually had it delivered a couple days later, but that’s just because I wanted to).July 16, 2009 at 8:11 am #20680gsmurfetteParticipant
I bought across state lines, so I mine was different as well.
We both had to complete a bill of sale and sign the title. He had 10 days to send it in (bill of sale) (OR).
I had “15” days to go to DOL in WA to register it, I didn’t do it in 15 days, and that didn’t care at all.
That’s all I had to do.
I have Progressive, and they were the cheapest, I think Geico is smokin’ something, they wanted more than all my vehicles combined for a year for a 6 mo. period. crack heads! I did some other snooping, but we use USAA for our cars, and they’re partnered up with Progressive for motorcycle ins. I’ve heard that Progressive has great coverage, I hope I don’t ever have to find out, lol.
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