[jojobeans316]

i do not have good credit i want a motocycle any ideas on how can i get approved. would any thing help like if i put a down like $2000 for a bike that cost say 6-10 grand.

[Munch]

Money down can help some…. co-signer will help better. Patience is priceless, but $2,ooo will get you a good used one to start with. Aim with what you have to focus on what you want.

[LanceD]

If you’ve got the $2k to put down, why not just buy a decent used bike on craigslist for the $2k and put what you’re thinking you can pay monthly in an account for the next bike. I’m sure there are lots of people here who disagree, but anything you buy solely for the enjoyment of it has to fall into the “toy” category (finance wise). Financing toys is a great way to stay broke.

[jojobeans316]

i live in nyc.craigslist tryed it there was bikes that were ugly as hell that probly were no good anyways. i rather go the safe route and just go through the dealership ! but thanks anyway!

[WeaponZero]

I bought my 2000 Suzuki SV650 for $3000 used off of cycletrader.com from a guy who lived 20 minutes from me. You can find deals like that too.

[SantaCruzRider]

I bought a used bike off CL and have been very happy with it. Cost me a fraction of new price and so far no issues other than cosmetic that was clearly visible at purchase.

But I totally get the attraction of new. As a compromise, you might see if there’s an area dealer who carries 2-5 yr old bikes or a local consignment shop for used bikes. Many of them offer financing (but be careful, as you hear horror stories about some unreputable 3rd party financers).

[Author]

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