The way i figure it there are three parts of you getting hurt on a bike. Knowledge/Experience (how to ride safely), Gearing up, and the other idiots on the road. With an MSF under your belt and ATGATT you negate 1 1/2 of those, the other 1/2 is negated by choosing to ride safely. The MSF can teach you how, you have to go out and actually do it though. That’s two out of three right there. you can’t do anything about the idiots except anticipate the stupid thing they will do (like the three, yes three different people who pulled out in front of me on the way to work this morning and refused to do the speed limit).
This is the argument i will be using at the family get together in Sept. if my sister tells my mom/grandparents about my bike like she told my dad. Dad was actually pretty cool about it, but mom had always been anti-bike. We shall see if it works.
I will also have a picture of me in full gear to show them- see! No skin showing anywhere- even in the 100+ AZ heat! All I have to do is hydrate and watch for stupid people.