Might want to get on the net and request offers from several dealers in the area. Within 100 miles of where I am dealer prices on new top end cycles have varied as much as three THOUSAND dollars. It will obviously be less for lower end cycles, but shop around. If someone is going to have your money, it should be you. If you can hold out, buy a 2008 shortly after the 2009 models come out. Be a miser in this economy.