[Fate]

Insurance should be very inexpensive for a 250cc bike. I’m not sure if they consider fairings on a bike that small, but insurance on unfaired bikes is usually cheaper [ie. any sport bike is going to cost more because there is a lot of delicate expensive plastic bits to replace..] Somewhere on this site I think Ben said it cost him $300 to replace on small piece out of 18 or so on his Kaw when he broke it in an accident. I think this is also a way to charge sport bike riding squids more for insurance when they have clean driving records.