I’d say go with what is more comfortable. There are a number of ways to sit a bit lower. You can shave the actual seat down, and you can lower the bike, this can also make it a bit harder to handle. Do your research, don’t quote me. I’ve been doing research because the bike my hubby likes is 31.5 inches from seat to ground. He’s too short for that. I think I could flat foot it, but him, not so much. He’s also experienced and has dealt with a high bike before. We like “sports” bikes, more like sport-tourers, but we still get thrown in the sport class. I personally hate sitting on a cruiser. I had to ride one in MSF, and I didn’t enjoy it for a second (freakin’ v-star’s…the foot pegs are SO far forward, could barely stand up to go over boards). I don’t like sitting back either. It’s just a personality thing. Don’t make your decision based on $.