You can’t afford the bike. Riding without full gear is stupid.
You don’t have to spend a fortune. I recently bought a nice KBC full-face helmet for $135 from a local dealer. Newenough.com has Teknic leather jackets on closeout sale for $150. You can find good gloves for $40-$50, and decent boots start at about $100. You’ll also need some riding pant (another $100 or so). Budget $500-$600 for protective gear, to start. You’ll then find you need to buy different jacket and pants for summer/winter riding.
If you’re worried about looking goofy on a Virago then sell the bike and drive a car. With an attitude like yours you’ll end up seriously injured or dead. I didn’t get to be a 53-year-old motorcyclist by worrying about my gear making me look goofy.
If you are determined to ride, park the bike until you acquire the gear you need.