If you like the style of the Ducati Monster and it’s your first bike, a Suzuki SV650 is 90% of what a Monster 696 is for much less money. And that last 10% is mostly just style.
Realistically you’ll probably be moving on to a bigger bike within a couple years because of one of 2 reasons:
1. You total your monster but are determined enough not to let that accident pull you away from motorcycles
2. You begin to get bored with the power given by the 2 valve per cylinder air cooled engine after you learn the fundamentals of riding on the street and realize you want either:
A. a large displacement touring/sport touring motorcycle
B. a quicker, more power, more racing-oriented bike
C. a cruiser
D. a bigger naked standard/streetfighter/motard
Considering your background with dirtbikes I’m guessing the second choice to be more likely.
So, spending a lot of money on something like a Ducati may not be the smartest choice for your first bike.